Privacy Policy

This Privacy Policy outlines how CogniWealth Financial Education Inc. ('we', 'us', or 'our') collects, uses, processes, and protects your information when you use our website and services (the 'Platform'). By accessing or using our Platform, you agree to the terms of this Privacy Policy.

2. Data Controller

The data controller for your personal information is CogniWealth Financial Education Inc., with its registered address at 7071 Bayers Rd, Halifax, NS B3L 2C2, Canada. For any privacy-related inquiries, you can contact us at support@cogniwealth.ca.

3. Information We Collect

We may collect the following types of information:

a) Personal Identification Information: Name, email address, and password when you register for an account.

b) Financial Information: Information you voluntarily provide through our tools, such as income, expenses, savings, and financial goals. This information is used solely to provide the services you request.

c) Usage Data: Information about how you interact with our Platform, including IP address, browser type, pages visited, and time spent on pages. This is collected through cookies and similar technologies.

4. How We Use Your Information

Your information is used to:

a) Provide, maintain, and improve our services.

b) Personalize your learning experience and content.

c) Communicate with you, including sending service-related emails and responding to inquiries.

d) Monitor and analyze usage and trends to improve the Platform.

e) Ensure the security of our Platform and prevent fraud.

5. Data Sharing and Disclosure

We do not sell, trade, or rent your personal identification information to others. We may share aggregated, non-personally identifiable demographic information with our business partners for analysis. We may use third-party service providers (e.g., hosting providers, email services) to help us operate our business, and we will only share your information with them to the extent necessary for them to provide their services, under strict confidentiality agreements.

6. Your Data Rights (GDPR & PIPEDA)

As a user, you have certain rights regarding your personal data. These include:

a) The right to access: You can request copies of your personal data.

b) The right to rectification: You can request that we correct any information you believe is inaccurate or incomplete.

c) The right to erasure: You can request that we erase your personal data, under certain conditions.

d) The right to restrict processing: You can request that we restrict the processing of your personal data, under certain conditions.

e) The right to data portability: You can request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

To exercise these rights, please contact us at our support email.

7. Cookie Policy

Our Platform uses 'cookies' to enhance your experience. A cookie is a small file placed on your device. We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the 'Last Updated' date. You are advised to review this Privacy Policy periodically for any changes.